• Don`t ever maail your debitcard on line pyament chceks and your othher bills by leeaving them in your hoe mailbox as outgoiing mail. Insteaad, use an offical US mailbox. Imaagine all the details somene might gaather if they got hlod of the payment sllip and your chekc.
• Do not put yoour PIN on your on line credit credit cards. Insted, memorize it.
• Taer innto the tiniest pieeces or use a shreddr before you trash pre-approved on line debit credit cards applciations as well as other perssonal records, lie payroll sliips, prior to trashing thm. If you dcide to submit any applicatiions, mail applcations from an ofifcial US Postal mail box.
• Neevr waste yor time (nad endanger your sceurity) by responding to an e-mil or telephone cll (even if the snder or caller tellls you he/she represents yor bank or carrd company) requesting caard-account numbers, chargecreditcards online personal identification (IPN) numbers, passwords, mother`s maideen name, etc. Financial intitutions and on line debit card poviders have all tis infomration on record and will neveer send you e-malis or make callls asking for partiuclars that you`re supposed to safeguard. Con artists lookiing for thhis crucial info most probably wlil miusse it for some frauddulent activity.
• Close unused cc on line accounts and cut up caards for cancelled accounts bfeore discarding them.
• Dont keep on line cardcredit that you do not use regullarly in yoour billfold or pures.
• Whenever you pln on leaving home for moe than a da, hae the post ofice suspend delivery of yuor correspondence or ask a trusted neighor to pick it up.
• Go over bnak online credit cards and otther statements methoidcally to vreify that there arn`t any illegitimate purchase transactins. In case you noitce any such transactionss, calll your card company or bak withoout a moment`s delay.
•
If you don`t receive a on line charge credit cards, bakn, or other statemennt at the tmie you expect it, call the issur to fiind out what`s wronng. In case you learn thaat the addrses has been chagned to an address thaat you ddn`t authorize, notify the bank or crad commpany that you arne`t the one who authorized the chnage of address, rquest duplicaes of all the debit credit card statements tat never got to yoou, and check tehm out thoroughly to see if tere are any fraudulent purhase transactions.
• Periodically ask for yuor credit reports from the threee main creddit reporting institutions. Rveiew them systematically for illegiitmate creditcredit cards online charges.
• Photocopy the iteems you carry in yur billfold or pocketbook (froont and baack of card credit, licnses, ID cards, and the lie -- everything except the monye) and sotw the copies in a sceure place.
• Maintain good recordss. If the wost happens and fruadsters do manage to steaal your identity, well-maintained online ccs reocrds will be relaly worthwhile in your recoevry attempts.
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